Seller is a mortgage broker and a realtor. Get pre-approved for any home purchase. ---->> CASH BUYERS can have the 2.25% seller credit incentive reduced from the price of this house (because it's an incentive meant for buyers that require financing). ----->> FINANCED BUYERS -- for this house, can get a 2.25% SELLER CREDIT for their closing costs --- OR --- use the 2.25% credit for buying down the interest rate of this house. Get a rate that's 2% LOWER THAN the current market rate IN YEAR ONE and 1% LOWER THAN the market rate in year 2 ---->> save hundreds of dollars monthly the first two years <<---- ----->> This house is the LOWEST PRICED HOUSE in zip code 33559 with a LOT of 0.26 ACRES (11,298 SQ/FT) OR GREATER. The rest are priced from $499,900 to $695,000. ---->> DENHAM ELEMENTARY is just around the corner and just a few minutes walking distance away from your future home. ELIMINATE the driving them to school routine. <<-------->> NO FLOOD insurance required. NO CDD and very low HOA fee. ROOF (2020), AC unit (2020), WATER heater (2022). PORCELAIN tile on all bedroom floors and in master bathroom (2021) and FENCE (2021) <<------>> Beautiful and spacious 3-bedroom 2-baths house (1,785 sq/ft of heated area) located in the Oak Grove subdivision in Lutz. Enter through the custom stained glass front door into an open concept living area in which the living room and kitchen have cathedral ceilings ---- There is a separate FORMAL dining room (currently used as a home office or could be used as a family room). The kitchen has marble counter tops and stainless-steel appliances. The BONUS ROOM is being used as the dining room and it has French patio doors to access the backyard. It could be used as a GAME room. There is a fenced yard for privacy. Double doors lead from the living room into the master suite with its bedroom, double sinks in the bathroom and a massive walk-in closet. Two more spacious bedrooms, a 2nd bathroom and a UTILITY room (laundry room) that leads through to the two-car garage. This home is a must see, just minutes from multiple shopping destinations and amenities including The Shops at Wiregrass, Tampa Premium Outlets, Florida Center Ice Hockey Complex, and much more. CALL for a showing today!