Great Tarpon Springs value!!! Welcome to the outstanding Harbour Watch, a gated, guard-attended 24/7 resort-style community nestled on a peninsula overlooking the Gulf. This stunning Key West-style 3-story home offers partial Gulf views and over 150 feet of water frontage on a winding 14-acre lake. Featuring a beautiful island kitchen with upscale wood cabinetry, granite countertops, and stainless-steel appliances. The large family room with a fireplace and wood flooring is perfect for gatherings. With 3 and 1/2 baths featuring upscale wood cabinetry, travertine floors, and granite countertops, and separate formal living and dining rooms finished with wood flooring, this home exudes elegance. The main level is finished with hardwood flooring and decorative plantation shutters. The primary bedroom boasts partial Gulf views in the front and a private balcony overlooking the 14-acre winding lake. There are also spacious bedrooms two, three, and four. The main level of the home offers a wonderful wrap-around balcony, and the base level features a large bonus room. Additional features include an oversized tandem garage with room for 2 to 3 cars plus a storage room. Both A/C systems were installed in 2017. The large cul-de-sac homesite provides ample space. Harbour Watch offers fantastic community amenities, including a large pool and spa, clubhouse, community pier for fishing or sightseeing, playground, tennis courts, pickleball, and basketball court. Located in a perfect coastal location, with several area beaches, island state parks, golf courses, and marinas nearby for family fun! Buyers can only enter Harbour Watch if accompanied by a realtor. Owner financing is available with agreeable terms and conditions. Don't miss out on this incredible opportunity!!!